Healing costs more than money, and I have been paying the price for years. But somehow this year seems to be costing me the most.
Let’s talk about money first, because it is easier.
I had a full ride scholarship for biomedical engineering to an elite college, $50,000 a year. I worked so hard to get myself there and had big dreams. That was the time PTSD first hit me, when I left home. The migraines became daily, I became suicidal, unable to sleep or think, nightmares, social anxiety, startling easily. My confidence vanished. Every skill I used to get myself there – poof – gone. By the end of the first year I was forced to withdraw, lost my scholarship, lost my dreams, my hopes, forced to change to a less expensive school and a major I did not want. I was forced to take out student loans for the entire amount, well I thought I was forced, I did not clearly understand what I signing with Sallie Mae at the time. They said sign here and you can go to school, so I did.
I did not care much any more, I felt empty, but I kept going.
The migraines and depression were a constant battle but I graduated with honors, easily got hired. But the stress was building. My new marriage was sad and distant and lonely. I had no friends. I was not challenged in my job, only by the social anxiety and panic attacks. I became suicidal again and was forced to resign.
At that point we had bought a house based on my income. Losing it suddenly was devastating. We could no longer afford two cars, cable, eating out. We also lost my insurance. The psych visits and meds were staggering. We kept adding to our credit cards for groceries, meds, doctors, even getting advances for the mortgage. Until we couldn’t.
Hubby convinced me to cash out my 401K that I had been paying into since I was 16. All my hard work, all that planning working in government jobs and we had to flush it away at age 25. I still regret that, especially since the following year we declared bankruptcy anyway.
That’s when we decided to start a family. No job, me sick, no money. Such idiots. It is amazing we are all still here really. But I had my reasons.
I healed enough to work part time and hubby got a new job, where he is now finally making a decent average income. When we both worked it was okay. On only his income we struggle and cannot pay every bill each month, we have to pick which ones to delay, slow pay, or skip a month.
I tried working full time. I am not sure if that was my mistake, or that I worked with a horrible CEO, or that it was bad timing too with AF’s death. For a year or so we had more money than we needed. It was amazing. We paid off every credit card and started making repairs around the house with new windows and such. But I crashed. The migraines returned, but with an evil twist, hemiplegic this time. I became suicidal again due to the anti seizure meds given to me to control the migraines. I was hospitalized, in a psych ward for two weeks. I was given ECT treatments and more meds than I can recall. It was horrible. I still haven’t written much about it here, might be ready to do that soon.
My hospital and medical bills are staggering, even with insurance I owe about $500 a month to various locations. My pharmacy bill is about $200 a month.
Today is pay day. Before his pay came in, we had $48 left. Nothing in savings. A credit card maxxed out. No wiggle room. The stress of this hurts my stomach. And it all feels like my fault.
I need to work. I want to work. But I can’t yet. I am not well. Most of the time I sit and stare at the wall, or I turn on the tv and stare at that so it feels better to stare at something that makes sense to be staring at, but I don’t absorb what is happening. I have tried taking tests for jobs and I can’t pass them. I get confused, I can’t remember, I make mistakes. I am not well.
Money may not buy happiness but it does provide security and options and lower stress levels. I hate that creditors call me a dozen times a day. I would love to pay them. I am an honorable person. But I cannot pay them all, I have to choose. So I choose water, electricity, food, meds, school fees, lunch money…please be patient I will gladly pay you Tuesday for a hamburger today.
Part of the reason for this post is venting as usual, but part of this is to raise awareness. People don’t know how hard we work and what daily life is like. I hate money. I hate that we need money and that we need things. But we do.
We have never gone on a real vacation. We have saved up and gone to amusement parks for a day. We do not have nice new clothes, we shop at goodwill and walmart for the kids and most of my clothes are at least 10 years old, some even older. We all have 1 pair of shoes for each season. I have 1 purse. We eats lots of plain rice and potatoes and noodles. We do not go out to restaurants or movies or skating or skiing or golfing or whatever else might be fun because it costs money. We do free things at the library, parks, museums.
We do not qualify for welfare or free lunches for kids or food stamps or food cupboards. Our income is too high. But they do not look at our bills, that there is nothing left.
So kiddo says his knee hurts, he can barely walk. I take him in for an xray, they say not broken, likely a sprain, keep it iced and wrapped and gave him a note for no gym or recess. Dr calls me back and says they reviewed the xray report and kiddo needs an ortho specialist, there is some sort of bony growth abnormality.
I thanked her, made the call, and hung up and cried. I freaked out. Then I cried some more.
I don’t want to think about what might be wrong with his knee, does he need surgery? my poor baby is only 8. I have to be strong for him and I am so not feeling strong. Trying not to pre-worry but that isn’t going well today.
And then the money. I have not yet paid for that xray and I had to make more appointments that I know I can’t pay for. What choice do I have? He needs this. I’ll pay them eventually, or I won’t and the debt collector will call me for this too. I will do my best.
This life is effing expensive, and really effing hard.